Financing your Application and Professional School Experience
Applying to Health Profession School is expensive. Application fees, test prep and test registration fees, the costs associated with traveling to interview at schools, and paying a deposit to hold your seat at your accepted schools can add up. Setting up a budget before you apply can help you figure out the number of schools you are able to apply to. There are fee assistance programs available, which can assist with application costs for students who qualify.
Application Fees, Test Fees, and Fee Assistance Programs
Application Fees and Fee Assistance Programs
Audiology/Speech Language:
- $133 for the first program, $53 for each additional program
- Fee Assistance Program
Dental:
- $251 for the first program, $108 for each additional program
- Fee Assistance Program
Medicine:
- MD:
- $175 for the first program, $46 for each additional program
- Fee Assistance Program
- DO:
- $196 for the first program, $46 for each additional program
- Fee Assistance Program
Occupational Therapy:
- $150 for the first program, $65 for each additional program
- Fee Assistance Program
Optometry:
- $180 for the first program, $70 for each additional program
- No Fee Assistance Program
Pharmacy:
- $175 for the first program, $55 for each additional program
- Fee Assistance Program
Physical Therapy:
- $155 for the first program, $60 for each additional program
- Fee Assistance Program
Physician Assistant:
- $179 for the first program, $55 for each additional program
- Fee Assistance Program
Podiatry:
- $180 for the first program, $45 for each additional program
- No Fee Assistance Program
Veterinary:
- Fee Assistance Program
- $220 for the first program, $120 for each additional program
Test Fees and Fee Waivers
DAT (Dental):
- $475
- Fee Waiver
GRE (Audiology/Speech Language, OT, PT, PA, Veterinary):
- $205
- Fee Waiver
MCAT (Medicine, Podiatry):
- $320
OAT (Optometry):
- $490
- Fee Waiver
PCAT (Pharmacy):
$210
Financing Professional School
Overview
Attending health profession school is expensive and the majority of students rely on loans to pay for tuition, fees, and living expenses. Most graduates have high debt burdens; the average debt for medical school graduates is $200,000. Scholarships are not as prevalent in health profession schools. According to a recent report from Association of American Medical Colleges, Physician Education Debt and the Cost to Attend Medical School: 2020 Update, “four-year scholarship totals of at least $100,000 – or $25,000 per year – were uncommon; just 12% of public school graduates and 27% of private school graduates reported receiving such amounts, and even among these recipients, the median education debt amounts were six figures.” While it’s true that you’ll ultimately earn a salary that will make it very possible to pay off debt and live a comfortable lifestyle, it’s important to be aware of the debt burden associated with pursuing education in a health profession field.
Things to consider when paying for your Health Profession degree:
Resources by Profession
Audiology/Speech Language Pathology: https://www.asha.org/students/financial-aid/
Dental: https://www.adea.org/GoDental/Money_Matters/Financing_Options.aspx
Medical
- MD: https://students-residents.aamc.org/applying-medical-school/preparing-med-school/paying-medical-school/
- DO: https://www.aacom.org/become-a-doctor/financial-aid-and-scholarships
Occupational Therapy: https://www.aota.org/Education-Careers/Find-School/Aid.aspx
Optometry: https://optometriceducation.org/financing-an-optometric-education/
Pharmacy: https://pharmacyforme.org/financial-support/
Physical Therapy: https://www.apta.org/your-career/financial-management
Physician Assistant: https://paeaonline.org/resources/member-resources/caspa#support
Podiatry: https://aacpm.org/becoming-a-podiatric-physician/financial-aid/
Veterinary: https://myvetlife.avma.org/new-veterinarian/your-financial-health
Loans
Most graduate students qualify for federally funded loans which offer flexible repayment plans, loan forgiveness opportunities, and lower interest rates than private loans.
- Federal Financial Aid: https://studentaid.gov/
Scholarships
Individual schools offer scholarships to applicants and it’s important to check with the schools you plan to apply to.
- Outside scholarships: https://bigfuture.collegeboard.org/scholarship-search
- Scholarships for DACA students: https://www.phdreamers.org/
- Perisie Medical School Scholarship: https://williamsburgcommunityfoundation.org/2023/11/01/perisie-medical-school-scholarship/
Service Programs
By agreeing to work in a community in need after graduation, you’ll be eligible for loan forgiveness.
- Rural Health Forgiveness programs: https://www.ruralhealthinfo.org/funding/types/loan-repayment-programs
- Commissioned Corps of the U.S. Public Health Service: https://www.usphs.gov/
- National Health Service Corps: https://nhsc.hrsa.gov/
- Indian Health Services Scholarship Program: https://www.ihs.gov/scholarship/
- Loan Forgiveness programs: https://services.aamc.org/fed_loan_pub/index.cfm?fuseaction=public.welcome
Military Service
The military offers pathways for current health profession students and graduates to serve.
- National Guard: https://www.nationalguard.com/healthcare-bonuses-and-loan
- Health Professions Scholarship Program: https://www.vacareers.va.gov/Benefits/EducationSupport/#scholarships
- Navy: https://www.navy.com/what-to-expect/education-opportunities/graduate-professional-degree-opportunities
- Army: https://www.goarmy.com/amedd/education.html
- Air Force: https://www.airforce.com/careers/specialty-careers/healthcare/overview
International Student Resources
- https://www.f1doctor.com/
- https://www.internationalstudentloan.com/
- https://www.salliemae.com/
- Scholarships for DACA students: https://www.phdreamers.org/